Minimality. by by Stormdal. from norway

Gather all your cards and accounts in one place. Get access with a simple log-in, using only your finger-print as authentication. A simplified way to interact with money and payments. An integrated control panel to easily see the balance of all your bank accounts - in one place.

How it works: When a store requests money, a receipt is sent to your phone. You will now use your finger to authenticate that you are you. Then you will get a preview of the receipt and be able to see the amount. Then you will see a list of all you bank cards and accounts - a feature that will simplify the need to check your balance on different accounts in different banks. Then you choose your preferred account, and authenticate the purchase with your finger-print scanner. Done. No cards, no card number, no security codes. Just simple interaction combined with a gathered information base.

What's needed: The only cost it takes to implement this in stores and web-sites is a plug-in and internet. No expensive modules for encrypted data transmitting and safe transactions. With future technology and evolution in the phone market, all phones will be equipped with either e retina-scanner or a finger-print scanner. Another option is using technology like the NFC. Technology that pairs devices with hardware and detects information from the device.

What it solves: It removes extra work and frustration when it comes to handling with several banks and accounts. You will no longer need different bank cards, with different card credentials and security codes. It's a lot more secure, because the actual transaction is happening somewhere else, and you don't have to expose personal information. Also the application simplifies the transaction process. It has never been easier to check your accounts, on the run, or to authorise payments.

Disclaimer: Images and logos used in this presentation, is only for illustrative use. All rights reserved to it's rightful owners.