FUTURE SAVING by Mariana-Pablo from uruguay

In a world with growing consumerism, with social problems caused by the need to meet certain standards to belong to socioeconomics levels, constantly bombarded with commercials that encourage consumption and generate non-existent needs, we see the necessity to create a tool to help people focus on critical and responsible consumption. Because of this, we think the bank of the future should not only serve customers to do transactions, but also help them achieve the savings targets they have.
Users would upload their medium and long term goals and the facility would help them keeping track of their savings performance. They could add individual or group savings and money could be uploaded in manual or automatic way. It would have screens to persuade the customers to keep saving and screens to congratulate if they reach their goals.
This tool should be developed in internet. In recent years, banks have successfully developed online facilities and clients are increasingly using them to operate. It is thus a natural platform to develop the savings goals initiative. The site should be easily accessible not only from computers but also from mobile devices, so users would not lose focus when shopping, ameliorating the “effects of consumerism”.