flow by koesel arne from germany

Future Banking

We all flow
In nature everything flows. Everyone and everything is in constant motion. The complexity and richness of all living systems depend on connection and interaction. We are all interconnected. We are all in a constant flow that brings us to new places and possibilities.

So why are money and banking still static?
Surprisingly the way we interact with money is still rather static. We think in dates and sums. We think of money in abstract ways and therefore it becomes complicated and unmanageable. It controls us instead of us being in control. We see our bank account as a fixed number instead of a range of possibilities.

The solution
flow helps you to oversee your financial possibilities at any given moment on your smartphone. You don't need to calculate your cash flow, you don't keep track of your expenses. Generated from the huge dataset of your past transactions and your spending habits flow predicts your liquidity. Based on manufacturing and logistical data of products and services it tells you where your money is flowing in your community and who participates in it.