3wishes by [email protected] from germany

3wishes

This service allows the users to express three wishes, set up a budgeting plan and follow the progress of the savings towards the purchase. After the wishes are expressed, the system analyzes the costs and target dates, together with the financial profile of the user (gathering data from banking transactions), and suggests a monthly amount and how to split it between the wishes. The user can monitor the progress of the budgeting and adjust the monthly amounts.
It’s also possible to share each wish and make it public to friends that are using 3wishes. In this way the user can see friends’ progress, contribute and send cheers when a wish is reached.

Goals
- Making it easy to plan and budget purchases by managing the budget and building a wishlist.
- Encourage budgeting and planning versus credit.
- Sharing the experience of financial planning in a light way.
- Shift the perception of “saving” from “sacrifice” to a more positive, fun atmosphere.

Benefits
- Improvement of the perception of the bank as a positive presence that can help to plan and realize desires.
- The diffusion of principles of financial planning.
- Introduction of the bank as a friendly element in the social sharing between users.