Live ID by arjun from india
designer's own words:
A Live ID is an integration of all the three basic services that you need every day - Identification, Finance, and Mobility. Working both online (Web + Mobile Application) and offline (Smart Card), Live ID leverages new technology to bring enablement to users wherever they are.
Live ID works much like a recognized identity service that is accepted in airports, libraries, offices etc. The strong link to an identity allows your employer to not only verify your credentials but to also pay you your remuneration at the end of each month.
Mobile money, including banking and payments is now a part of the everyday life of consumers. Live ID also integrates these and allows you to make and receive monetary transfers to and from official establishments like banks, retail outlets etc . It also allows cross payments between groups so that you can pay your friends and share costs when required. Being mashed with club and store cards, Live ID also gives you the same discounts that merchant cards currently offer you with better tie ins and direct cash backs.
Piggybacking on systems like your local transportation network, it allows you to use your standard phone or smartcard as an integrated system that stores segregated credit on the same card or app for use when you are using that particular service. The tight integration brings you complete access and data transparency so you know exactly how much you’ve spent.
Mashup of Identity, Banking and Mobility
Your Live ID can be used at the Library to checkout a Book
Your Live ID can be used at the Store to make Purchases
Your Live ID can be used at the Train Station to Travel
Your Live ID gives you transparency to see where and how you’ve spent your money